Tax Planning Part of the financial puzzle is how do you Reduce or Eliminate personal income taxes now and in the future so you have a chance at financial independence and survival. We feel it is a critical part of the process and it is more important than ever with tax rates rising. Most experts will agree that tax rates have to increase in the future based on our country's national debt of over $22 TRILLION and growing. Our budget deficit is over $1.3 TRILLION. It will be very difficult to continue at this pace without some painful adjustments. If income taxes are going to take a bigger part of your future spendable income you need to explore cutting edge strategies that could improve your financial position and could provide for a more comfortable rewarding retirement.